Business Banking

Merchant Credit Card Acceptance Program

HUD Federal Credit Union has formed an alliance with Encore Merchant Services to offer you a full service credit card acceptance program to meet your business needs. A few of the many benefits you will enjoy by processing with EMS are listed below:

  • Competitive processing rates
  • No long-term contract or hidden fees
  • Exceptional Help Desk service available 24X7 for your convenience
  • MasterCard, Visa, American Express  Discover and Diners Club card acceptance
  • PIN-based debit and electronic check acceptance
  • New or refurbished point-of-sale equipment
  • Internet and software solutions available
  • Affordable gift card programs

Whether you are a new or established business, an Encore Merchant Services representative will assist you with evaluating your credit card processing needs.  Competitive rates and equipment options will be provided to you within 24 hours and your account can typically be set up within
5 - 7 business days.  Credit card acceptance is proven to increase your business’ sales volume.  Expand your payment options today by accepting credit cards, and watch your business grow.

To find out more about this comprehensive service, contact a credit union representative or call Encore Merchant Services at 1-866-216-1437. You may also visit the EMS website at to request an on-line price quote for processing services.

Get the car, van, SUV, or truck you need even in these tough times -- through your Credit Union. Rates as low as 1.99% APR!
Find out more >>

HUD FEDERAL CREDIT UNION Members and Members-to-be

9.90% APR VISA Credit Card
Your go anywhere,
do anything card

Click here to apply >>

You must OPT-IN to
Overdraft Protection!

Click here for more details >>