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NCUA Insurance Can Reach $1.2 Million!
| 1. Husband and wife -$600,000 |
| Individual Accounts: |
|
| Husband
|
$100,000 |
| Wife |
$100,000 |
| Joint Accounts: |
|
| Husband & Wife |
$200,000 |
| Revocable Trusts Accounts: |
|
| Husband as Trustee for Wife |
$100,000 |
| Wife as Trustee for Husband |
$100,000 |
| Total |
$600,000 |
| 2. Husband, wife and two children - $1,200,000 |
|
| Individual Accounts: |
|
| Husband |
$100,000 |
| Wife |
$100,000 |
| Child Number 1 |
$100,000 |
| Child Number 2 |
$100,000 |
| Joint Accounts: |
|
| Husband & Wife |
$100,000 |
| Husband & Child No. 1 |
$100,000 |
| Wife & Child No. 2 |
$100,000 |
| Child No. 1 & Child No. 2 |
$100,000 |
| Revocable Trusts Accounts: |
|
| Husband as Trustee for Wife |
$100,000 |
| Husband as Trustee for Child No. 1 |
$100,000 |
| Husband as Trustee for Child No. 2 |
$100,000 |
| Wife as Trustee for Husband |
$100,000 |
| Total |
$1,200,000 |
| 3. Husband, wife and one child - $900,000 |
|
| Individual Accounts: |
|
| Husband |
$100,000 |
| Wife |
$100,000 |
| Child |
$100,000 |
| Joint Accounts: |
|
| Husband & Wife |
$100,000 |
| Husband & Child |
$100,000 |
| Wife & Child |
$100,000 |
| Revocable Trusts Accounts: |
|
| Husband as Trustee for Wife |
$100,000 |
| Husband as Trustee fo Child |
$100,000 |
| Wife as Trustee for Husband |
$100,000 |
| Total |
$900,000 |
| 4. Parent and one child - $600,000 |
|
| Individual Accounts: |
|
| Parent |
$100,000 |
| Child |
$100,000 |
| Joint Accounts: |
|
| Parent & Child |
$100,000 |
| Revocable Trusts Accounts: |
|
| Parent as Trustee for Child |
$100,000 |
| Child as Trustee for Parent |
$100,000 |
| Total |
$600,000 |
| 5. Grandfather, grandmother and a grandchild - $900,000 |
|
| Individual Accounts: |
|
| Grandfather |
$100,000 |
| Grandmother |
$100,000 |
| Grandchild |
$100,000 |
| Joint Accounts: |
|
| Grandfather & Grandmother |
$100,000 |
| Grandfather & Grandchild |
$100,000 |
| Grandmother & Grandchild |
$100,000 |
| Revocable Trusts Accounts: |
|
| Grandfather as Trustee for Grandmother |
$100,000 |
| Grandfather as Trustee for Grandchild |
$100,000 |
| Grandmother as Trustee for Grandfather |
$100,000 |
| Total |
$900,000 |
| 6. Grandparent and two grandchildren - $800,000 |
|
| Individual Accounts: |
|
| Grandparent |
$100,000 |
| Grandchild No. 1 |
$100,000 |
| Grandchild No. 2 |
$100,000 |
| Joint Accounts: |
|
| Grandparent & Grandchild No. 1 |
$100,000 |
| Grandparent & Grandchild No. 2 |
$100,000 |
| Grandchild No. 1 & No. 2 |
$100,000 |
| Revocable Trusts Accounts: |
|
| Grandparent as Trustee for Grandchild No. 1 |
$100,000 |
| Grandparent as Trustee for Grandchild No. 2 |
$100,000 |
| Total |
$800,000 |
|
|
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|
