When you need a loan, the place to look is your Credit Union. We offer a wide variety of loan programs to meet your needs. Our loans feature competitive pricing, fast and friendly service. Loans are granted depending on factors such as length of employment, income, debts and past credit history.
Your Credit Union will make loans to purchase new & used automobiles, motor homes, boats and other recreational vehicles.
Student Loan Refinance
Refinance your existing student loans with HUD Federal Credit Union to lower your monthly payments and reduce the interest rate.
We encourage all members to apply for a HUD FCU Line of Credit. It will serve as an immediate source of funds for emergencies.
Mortgages and home equity loans are available to certain member’s states, please contact a loan officer about these types of loans.
Credit Card Options
HUD FEDERAL CREDIT UNION Members and Members-to-be enjoy 9.90% APR on a VISA Credit Card. Your go anywhere,
do anything card.
Visa Credit Card
We offer a VISA credit card with a maximum limit of $10,000. There are no cash advance fees and the interest rate is the same for both advances and purchases. There is a 25-day grace period for purchases. Interest accrues immediately on cash advances.
You can rebuild your credit history by pledging funds in a dividend earning share account to establish a credit limit. The share-secured card can be used anywhere the regular Visa card is accepted. The minimum credit limit is $500.00
For your security, please do not give your personal information (SOCIAL SECURITY NUMBER or ACCOUNT NUMBER) to any outside person or company by mail, e-mail, or telephone.