Rates

As a HUD FCU Member take advantage of a certificate of deposit. CDs averaged 0.51 percent APY across all term lengths – several times higher than the average interest rate for savings accounts.

Special Promotional: 24 Month CD through April 30

$5,000 or more                 2.00% APY
Less than $5,000              1.50% APY

Certificate Rates

Offered Rates APY*
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
More than $5,000
Less than
$10,000
0.75%
1.15%
2.00%
2.00%
2.25%
2.50%
More than $10,000
Less than $50,000
0.85%
1.35%
2.00%
2.15%
2.45%
2.60%
More than $50,000
0.95%
1.50%
2.00%
2.25%
2.50%
2.75%

* APY – Annual Percentage Yield

Dividend Rates

Account type
Annual Percentage Rate (APR)
Annual Percentage Yield (APY)
Regular Shares
0.05%
0.05%
Premium Share Draft
0.05%
0.05%
Regular IRA
0.10%
0.10%
Roth IRA
0.10%
0.10%

Money Market Share Account

Account type
Annual Percentage Rate (APR)
Annual Percentage Yield (APY)
$2,500 – $24,999
0.45%
0.45%
$25000 – $49,999
0.50%
0.50%
$50,000 – $99,999
0.55%
0.55%
$100,000 and over
0.60%
0.60%

IRA Certificates | $1,000 minimum

Offered Rates APY
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
Less than $10,000
0.75%
1.25%
2.10%
2.10%
2.35%
2.60%
More than $10,000
Less than $50,000
0.85%
1.45%
2.10%
2.25%
2.55%
2.70%
More than $50,000
0.95%
1.60%
2.10%
2.35%
2.60%
2.85%

Minimum Opening Deposit of $1,000
Dividends Compounded Daily
Dividends Credited Quarterly
Additional Deposit Not allowed
Withdrawal allowed – with Penalty
Renewable Automatic

For your security, please do not give your personal information (SOCIAL SECURITY NUMBER or ACCOUNT NUMBER) to any outside person or company by mail, e-mail, or telephone.

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