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Student Loans

HUDFCU can help you supplement your federal student loans for undergraduate or graduate studies. Additionally, if you have existing private or federal student loans, HUDFCU offers attractive refinancing options to consolidate your loans into one easy monthly payment.

Struggling to figure out how to pay for college? Here’s a tool to help relieve the stress of college tuition! Click here for interactive models that take a deeper look into preparing for higher education.

Student Loans



Eligibility Requirements

  • You've reached the age of majority in your state.
  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You're enrolled at least half-time at an eligible school.
  • You have a GPA of at least 2.0.
  • You meet the Satisfactory Academic Progress standards as defined by your school.

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Student Loan Refinancing



Eligibility Requirements

  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You've graduated from an eligible school.
  • You're refinancing private and/or federal loans.
  • If you have loans for exam preparation classes (including LSAT, MCAT, GMAT, and GRE), they're not eligible for refinancing.


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Drive cleaner, finance greener! Enjoy a .25% discount on energy-efficient auto loans for a limited time. New Green Auto Loans as low as 4.74% APR*. Used Green Auto Loans as low as 5.24% APR*. Apply Today! *APR = Annual Percentage Rate. Starting rates are available to the most qualified applicants. Rates, green discount and terms may vary and are subject to change at any time and without notice. .25% discount is applied to members' prevailing, approved standard auto loan rate. $15,000 new green auto loan at 4.74% for 36 moths would have monthly payments of $447.85.